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Additionally, customers for this kind of plan could have extreme legal or criminal backgrounds. It is very important to keep in mind that different carriers offer a series of issue ages on their guaranteed issue plans as reduced as age 40 or as high as age 80 - liberty life funeral insurance. Some will also supply higher face values, up to $40,000, and others will certainly enable for much better survivor benefit conditions by improving the rates of interest with the return of premium or reducing the variety of years up until a full survivor benefit is available